Terms of Use

The rules that apply when you use this website and your account.

Last updated: September 2026

Acceptance of These Terms

These Terms of Use govern access to and use of the MagenPrime website and any account created on it. By visiting the site, creating an account or sending a request, you agree to these terms. If you do not agree, please do not use the site.

About the Service

MagenPrime provides general information about home, auto, health, life, business and travel insurance and a way to ask questions about those types of cover.

  • MagenPrime is not an insurance company and does not issue or underwrite policies.
  • Content on the site is general in nature and is not legal, tax or financial advice.
  • Any policy you purchase is a contract between you and the insurer that issues it.

Eligibility

The site is intended for residents of the United States who are at least 18 years of age. By using the site you confirm that you meet both conditions and that you are able to enter into a binding agreement.

Your Account

Some features require an account. When you create one, you agree to the following.

  • Provide information that is accurate, current and complete.
  • Keep your password private and do not share access with anyone else.
  • Accept responsibility for activity that takes place under your account.
  • Tell MagenPrime promptly if you believe your account has been used without permission.

Acceptable Use

You agree not to misuse the site. In particular, you may not do any of the following.

  • Submit false details or details that belong to another person without permission.
  • Attempt to gain access to systems, accounts or data that are not yours.
  • Copy, scrape or resell site content without written consent.
  • Interfere with the normal operation or security of the site.

Communications and Text Messages

If you give consent during signup, MagenPrime may contact you by email, phone or text message about your account, your inquiries and related insurance options.

  • Consent to marketing messages is optional and is not a condition of purchase.
  • Message frequency varies. Message and data rates may apply.
  • Reply STOP to any text to unsubscribe, or reply HELP for assistance.

Coverage Information and Quotes

Coverage descriptions on the site are summaries only. Availability, eligibility, benefits, exclusions and pricing are set by each insurer and can differ by state. MagenPrime does not guarantee that any policy will be offered, approved or priced in a particular way. The policy documents issued by the insurer always control.

Intellectual Property

The MagenPrime name, logo, text, images and page design belong to MagenPrime or its licensors. You may view and print pages for personal use. Any other use requires prior written permission.

Third Party Links and Providers

The site may refer to insurers or link to websites that MagenPrime does not control. Those parties have their own terms and privacy practices, and MagenPrime is not responsible for their content, products or decisions.

Disclaimers

The site is provided as is and as available. To the fullest extent allowed by law, MagenPrime disclaims all warranties, whether express or implied, including warranties of accuracy, fitness for a particular purpose and uninterrupted availability.

Limitation of Liability

To the fullest extent allowed by law, MagenPrime will not be liable for indirect, incidental, special or consequential damages, or for loss of data or profits, arising from your use of the site or reliance on its content.

Dispute Resolution and Governing Law

These terms are governed by the laws of the State of Louisiana, without regard to conflict of law rules. Any dispute that cannot be settled informally will be resolved through binding arbitration on an individual basis, except where the law does not permit this.

Changes to These Terms

MagenPrime may update these terms from time to time. The date at the top of this page shows when they were last revised. Continued use of the site after an update means you accept the revised terms.

Contact

Questions about these terms can be sent using the details below.